Professional Motor Finance. CCJs, Defaults, Arrears All Considered

exactly exactly How your Shared Personal Data and Transaction Suggestions are going to be utilized

Lending Metrics shall, susceptible to their very own terms and conditions and online privacy policy, and, when your bank or building society is registered to present access underneath the Open Banking Directory, get your deal Ideas and submit this back into us for the Permitted Purpose. The transaction Information that we shall receive from Lending Metrics is likely to include information relating to your income, outgoings and credit worthiness by way of example.

Lending Metrics will likely to be eligible to re-access your deal Information for approximately 3 months through the date of the search that is original result purchase to recharge the search engine results, get a snapshot of the data or gather extra information.

Lending Metrics will support the Shared Personal information additionally the Transaction Information they get and retain in accordance with their very own terms and conditions and online privacy policy, available in the Portal and its own web site, that you may be expected to read and consent to as soon as directed their via our web site.

As Lending Metrics can be a credit guide agency they could share and keep also a record of one’s Shared Personal Data and Transaction Suggestions.

Are you going to utilize my Transaction Information data for any other function?

The Transaction Information we receive about yourself shall simply be useful for the Permitted Purpose. We don’t offer or share deal Information with any party that is third.

Save as set out over the information included in the sleep with this online privacy policy relates to the way we collate, use, transfer, store, delete as well as other terms relevant to your individual information including Shared Personal Data and Transaction Suggestions.

Do i need to offer you my permission to continue?

You’re going to be because of the option through your application for a Finance Package as to whether you intend to obtain the relevant Transaction Information yourself and provide it to us whether you wish to proceed using Open Banking or.

Where your bank or building culture have allowed use of your Transaction Information you shall need certainly to contact them straight to be able to withdraw your permission under their specific Open Banking terms and conditions.

Your rights:

Your own information protection and privacy liberties lay out within the part, ‘YOUR LEGAL RIGHTS’, below continue steadily to make an application for the data that are personal procedure via Open Banking.

Lending Metrics has a duty that is legal give an explanation for purposes and legal foundation for processing your private data, as does your bank or building culture. Please make reference to your bank and building culture and Lending Metrics’ privacy on their web site for such information. Our company is maybe maybe perhaps not in charge of the privacy policies or techniques of those party that is third of the individual information.


Whenever evaluating your suitability for the Finance Package, we might use automated decision-making facilities. For this function, a software is used by us called ‘Automated Decision Platform’ (ADP) certified to us by Lending Metrics. We possibly may submit your data that are personal the ADP and Lending Metrics may process it on our behalf prior to our instructions. Such information can include Identity information, Contact Data, Identification Data, Financial information, Credit Check information, Transaction Ideas obtained via Open Banking, and any other information or papers you have got submitted in your Finance Package application. We do not come to a decision entirely by automatic means without having any individual participation when you look at the process that is decision-making. We myself measure the decision-making undertaken because of the ADP making the ultimate decision as to whether a Finance Package would work for you personally.


We have been SOC 2 certified, and now we have actually set up appropriate safety measures (including SSL and SMB technology and dual-factor verification) to stop your individual information from being inadvertently lost, used or accessed in a unauthorised means, changed or disclosed. In addition, we restrict usage of your individual information to those employees, agents, contractors as well as other 3rd events who possess a small business need to find out. They’ll only process your individual information on our directions and they’re susceptible to a responsibility of confidentiality.

We now have set up procedures to cope with any suspected individual data breach and can inform both you and any relevant regulator of the breach where we’re lawfully necessary to do this.

Please contact if you require further information on our Security Policy and for the specific security measures we have in place our IT security team using the email.


The length of time will you utilize my data that are personal?

We’re going to just retain your data that are personal so long as required to fulfil the purposes we built-up it for, including when it comes to purposes of satisfying any appropriate, accounting, or reporting requirements.

The potential risk of harm from unauthorised use or disclosure of your personal data, the purposes for which we process your personal data and whether we can achieve those purposes through other means, and the applicable legal requirements to determine the appropriate retention period for personal data, we consider the amount, nature, and sensitivity of the personal data.